With the Blue Advantage plan you'll be able to choose when you would like the policy to begin. You will have the option of either starting your new Blue Advantage on the 1st or the 15th of the month. (In accordance with Blue Cross Blue Shield policy the effective date must begin within 15 days from the day of your application.) If you need Health Coverage immediately you may apply for Short Term Health Care, prevent a lapse in coverage, and be covered for up to 90 days (facts are current as of Aug. 2007. Policy terms may change. It is important for Blue Advantage applicants to contact Tony Huffman Insurance, Inc. ~ Health Insurance of NC to verify all information.) Each Blue Advantage client will receive the benefits provided by Blue Cross Blue Shield of North Carolina. Currently (As of Aug. 2007) you can cover your child if he or she is under the age of 18 on a Blue Advantage policy and you do not have to be covered by the policy yourself. If you are interested in applying for your child to obtain insurance, simply fill out the application in your child's name. Each child in your family must have a seperate policy, so if you plan to cover more than one child on the Blue Advantage plan, please apply for each policy separately. Provided your children are ages 18-26 and are not legal dependents, you may cover them through the Blue Advantage program as well. Blue option HSA child-only policies are not available at this time. Important Note: More than one child may be covered on a single Blue Advantage or Blue Option HSA policy, as long as a parent is also covered by the policy.
